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FinBestie

Your money, your bestie, your rules.

Your mutual funds, decoded by AI.

No advisor fees. No conflicts of interest. Just honest, data-driven answers about your portfolio.

"Is there a financial advisor minus the human and 1% fee?" โ€” r/IndiaInvestments

๐Ÿ”’ Your data stays private ยท โšก Results in seconds ยท ๐Ÿ†“ 100% free
Current Value
โ‚น6,24,500
Invested
โ‚น4,32,000
Total Return
+โ‚น1,92,500 (+44.6%)
Schemes
6
PP Parag Parikh Flexi Cap +18.3% XIRR In-form
HD HDFC Mid-Cap Opportunities +14.1% XIRR Moderate
+ 4 more funds ยท click "See it in action" to explore

Everyone managing your money has an agenda

The tools that exist today work for someone else โ€” not you.

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MF Distributors

Earn commission on Regular plans. You pay 0.5โ€“1.5% extra โ€” compounding against you.

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Insurance Agents

Earn 30โ€“40% first-year commission. You get locked in for 15+ years.

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Financial Advisors

Earn more when AUM grows. They'll never say "prepay your loan."

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Fintech Apps

Earn from cross-selling. "Recommendations" are ads in disguise.

Real problems. Real solutions.

These aren't hypotheticals โ€” they're questions investors ask every single day.

๐Ÿ’ธ "Am I over-diversified with 7 funds? Should I consolidate?"

โŒ Today: Ask friends or follow a YouTube video. They don't know your portfolio, your goals, or your overlap.
โœ… FinBestie: Upload your mutual fund statement โ†’ overlap matrix, expense audit, and "stop this SIP, increase that one" โ€” based on your actual holdings.

๐Ÿ“‰ "Portfolio down 18%. Should I stop my SIPs?"

โŒ Today: Panic-sell, or hear generic "stay the course" from someone who hasn't seen your numbers.
โœ… FinBestie: "Your allocation shifted to 62:38 โ€” closer to target. SIPs buying at lower NAVs. No action needed."

๐Ÿ”„ "Am I paying too much in expense ratios?"

โŒ Today: Manually compare each fund on Moneycontrol. Nobody tells you which ones are quietly bleeding money.
โœ… FinBestie: Instant peer comparison for every fund you own. "Switch to X โ€” save โ‚น4,200/year in fees."

๐Ÿ“‹ Sound familiar?

3 quick questions. No sign-up needed.

I picked most of my funds from YouTube, friends, or articles โ€” not sure if they still make sense.

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Your data, your control.

No selling, no sharing, no advisor kickbacks. Your portfolio data is never used for anything except giving you answers. Open source โ€” verify it yourself.

โญ GitHub
๐Ÿ’ฌ Ask your bestie
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